A seasoned banking and insolvency professional with over three decades of distinguished service at State Bank of India, Sanjeev Pandey combines deep operational expertise in corporate credit, stressed-asset resolution and international banking with rare regulatory insight drawn from his direct role in architecting India’s Insolvency and Bankruptcy Code framework. Having built SBI’s NCLT Division from the ground up and actively shaped IBC regulations at IBBI, he now bridges the worlds of banking, law and policy as a sought-after consultant, researcher and thought leader.